It was good knowing you but it is time for us to part ways. I was an early cord cutter adopter. Did it back when it was unthinkable to most. My only pre-requisite was that I needed Nickelodeon since my daughter was still young. I came across something called directvnow. It was $30 or $35 a month back then. Since I was what they called an early adopter or beta tested they even gave me an extra $5 off a month for some time. It was great. Then it changed names a few times, AT&T bought them and they changed the name a couple times: AT&T Stream, AT&T TV… Now…
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Well, I did it. I went in and deleted Amazon Prime. Gone. No more of the days of getting something next day air for free. It was a fun experiment, but I’ve grown old with paying $100+ (about $120 as of this post) a year so I can get something I really didn’t need the next day or two. I see it at friend’s houses. Unopened packages. Sure they got it quick, but did they REALLY need it that fast? Would their lives have been irreparably impacted if they had to wait a few more days? I’m not a fan of Amazon and will shop around but when I can…
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I picked up a new wood shed a little late in the year, as it took a full month to get it even after ordering. The wait was worth it. 6 x 10 and holds roughly 3 cords. Whomever invented this deserves the Nobel peace prize. What would have taken me all day, was shortened into three quick hours. I love heating our house with wood. It surprisingly heats our home quite well as it is well insulated and the double staircases let the heat go up one and push the cold air from the upstairs down to be warmed up and recirculated. Brilliant, even if by accident. Always look…
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I am currently stuck. I sit around nightly vexing over all the different ways I can invest, their returns, risk and my trying to to maximize the % return and weighing all the different options. Real estate? Should I go for single family, duplex, in-town, out of state? Maybe owning a vacation rental? Just keep it in the market? FXAIX is my favorite fund right now. Fidelity SP500 Fund. If I just look at the returns alone I would be better off in that, but then again I would like to diversify so I don’t have all my eggs in one basket – as the old saying goes. I have…
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After paying off the houses and contacting the insurance companies to get the bank taken off the binder, I was wondering about the next steps. I called and increased the umbrella insurance policy but that may need to be revisited. Other than that, the next thing that came to mind was the emergency fund. I’m a huge proponent of having $1000 in cash at home. That the true emergency money. I live in an area where ice storms have taken out power for a week. No ATMs, no internet connection, etc. Having cash was the only way to do transactions and if you didn’t have cash prior to the event,…
